The racial homeownership gap remains visible in the latest national estimates. In 2026 Q1, 75.0% of Non-Hispanic White Alone householders owned their homes, compared with 44.0% of Black Alone householders and 48.2% of Hispanic householders. The national rate was 65.3%.
Contents
- Latest national snapshot
- How the categories compare
- Non-Hispanic White homeownership
- Black homeownership
- Hispanic homeownership
- Asian, Native Hawaiian, and Pacific Islander homeownership
- All Other Races and the national benchmark
Latest national snapshot
The latest available figures in this series are for the first quarter of 2026. They are descriptive national CPS/HVS estimates of the homeownership rate by the race or ethnicity of the householder. The source reports quarter-specific estimates and margins of error; the figures below should therefore be read as estimates for a particular period, not as exact counts of households.
| Householder category | Homeownership rate, 2026 Q1 |
|---|---|
| United States householders | 65.3% |
| Non-Hispanic White Alone | 75.0% |
| Asian, Native Hawaiian, and Other Pacific Islander Alone | 60.1% |
| All Other Races | 55.8% |
| Hispanic (of any race) | 48.2% |
| Black Alone | 44.0% |
Source: U.S. Census Bureau, Residential Vacancies and Homeownership: First Quarter 2026, Table 7.
The 2026 Q1 snapshot places the Non-Hispanic White Alone rate above the national benchmark, while the rates for Asian, Native Hawaiian, and Other Pacific Islander Alone, All Other Races, Hispanic (of any race), and Black Alone householders are below it. The difference between the Non-Hispanic White Alone rate and the Black Alone rate is 31.0 percentage points in this quarter. The difference between the Non-Hispanic White Alone rate and the Hispanic rate is 26.8 percentage points.
These comparisons describe rates, not causes. They also do not describe every person within a category. The measure is assigned by the race or ethnicity of the householder, and the categories retain the labels used in the Census report.
How the categories compare
The table shows the latest values alongside the national estimate. It is useful for seeing the ordering of the reported categories without treating the figures as a ranking of individuals or communities.
| Category | 2026 Q1 rate | Difference from national rate |
|---|---|---|
| Non-Hispanic White Alone | 75.0% | 9.7 percentage points higher |
| United States householders | 65.3% | — |
| Asian, Native Hawaiian, and Other Pacific Islander Alone | 60.1% | 5.2 percentage points lower |
| All Other Races | 55.8% | 9.5 percentage points lower |
| Hispanic (of any race) | 48.2% | 17.1 percentage points lower |
| Black Alone | 44.0% | 21.3 percentage points lower |
The comparison with the national rate is a descriptive subtraction of the reported percentages. It does not adjust for age, income, household composition, location, housing costs, mortgage access, or any other factor. The Census source presents estimates and margins of error, so small quarter-to-quarter movements should not automatically be interpreted as meaningful long-term change.
The source note also matters when interpreting the categories. The All Other Races total and the separately listed Asian, Native Hawaiian, and Other Pacific Islander category should not be treated as mutually exclusive subgroups unless the source definition says so. For that reason, the table is a display of the published categories rather than a partition of the entire population into non-overlapping groups.
Non-Hispanic White homeownership
The Non-Hispanic White Alone homeownership rate was 75.0% in 2026 Q1. In the immediately preceding quarters, it was 75.1% in 2025 Q4, 74.0% in 2025 Q3, 74.0% in 2025 Q2, and 74.2% in 2025 Q1.
Earlier observations in the supplied Census series were 74.4% in 2024 Q4, 74.2% in 2024 Q3, 74.4% in 2024 Q2, and 74.0% in 2024 Q1. Across these reported quarters, the rate stayed between 74.0% and 75.1%.
| Period | Non-Hispanic White Alone rate |
|---|---|
| 2024 Q1 | 74.0% |
| 2024 Q2 | 74.4% |
| 2024 Q3 | 74.2% |
| 2024 Q4 | 74.4% |
| 2025 Q1 | 74.2% |
| 2025 Q2 | 74.0% |
| 2025 Q3 | 74.0% |
| 2025 Q4 | 75.1% |
| 2026 Q1 | 75.0% |
Source: U.S. Census Bureau, Residential Vacancies and Homeownership: First Quarter 2026, Table 7.
The latest rate is 9.7 percentage points above the 65.3% national rate. It is also 31.0 percentage points above the 44.0% rate for Black Alone householders in 2026 Q1. Those are rate differences for the same national quarter, not estimates of how many homes would change hands if the gap closed.
Black homeownership
The Black Alone homeownership rate was 44.0% in 2026 Q1. The preceding quarterly observations were 44.2% in 2025 Q4, 45.7% in 2025 Q3, 43.9% in 2025 Q2, and 44.7% in 2025 Q1.
For 2024, the reported rates were 46.4% in Q4, 45.7% in Q3, 45.3% in Q2, and 45.7% in Q1. Within this period, the series ranged from 43.9% to 46.4%.
Source: U.S. Census Bureau, Residential Vacancies and Homeownership: First Quarter 2026, Table 7.
In 2026 Q1, the Black Alone rate was 21.3 percentage points below the national rate and 31.0 percentage points below the Non-Hispanic White Alone rate. The quarterly figures do not establish a trend by themselves. The Census report identifies the observations as estimates and includes margins of error, which are important when comparing nearby values such as 44.0%, 44.2%, and 43.9%.
Hispanic homeownership
The Hispanic (of any race) homeownership rate was 48.2% in 2026 Q1. It was 48.7% in 2025 Q4, 48.8% in 2025 Q3, 48.8% in 2025 Q2, and 47.8% in 2025 Q1.
The 2024 observations were 48.8% in Q4, 48.8% in Q3, 48.5% in Q2, and 49.9% in Q1. The reported rate therefore moved from 49.9% in 2024 Q1 to 48.2% in 2026 Q1, while the intervening quarterly estimates remained in a relatively narrow band.
Source: U.S. Census Bureau, Residential Vacancies and Homeownership: First Quarter 2026, Table 7.
In the latest quarter, the Hispanic rate was 17.1 percentage points below the national benchmark. It was 26.8 percentage points below the Non-Hispanic White Alone rate and 4.2 percentage points above the Black Alone rate. “Hispanic (of any race)” is the exact category label used in the report, so it should not be silently rewritten as a race-only category.
Asian, Native Hawaiian, and Pacific Islander homeownership
The homeownership rate for Asian, Native Hawaiian, and Other Pacific Islander Alone householders was 60.1% in 2026 Q1. The rate was 63.1% in 2025 Q4, 61.8% in 2025 Q3, 62.1% in 2025 Q2, and 62.0% in 2025 Q1.
In the four quarters of 2024, the reported rates were 62.7% in Q4, 62.5% in Q3, 62.8% in Q2, and 62.2% in Q1. The 2026 Q1 estimate is below each of those 2024 observations and below the 2025 Q1 through Q4 observations listed above, but the source’s margins of error must be considered before treating those differences as evidence of a statistically meaningful change.
Source: U.S. Census Bureau, Residential Vacancies and Homeownership: First Quarter 2026, Table 7.
At 60.1%, this category’s latest rate was 5.2 percentage points below the national benchmark and 14.9 percentage points below the Non-Hispanic White Alone rate. The published label includes Asian, Native Hawaiian, and Other Pacific Islander Alone householders; it should be retained when describing the estimate.
All Other Races and the national benchmark
The All Other Races homeownership rate was 55.8% in 2026 Q1. Earlier rates were 59.1% in 2025 Q4, 57.8% in 2025 Q3, 57.5% in 2025 Q2, and 57.2% in 2025 Q1. In 2024, the rates were 58.0% in Q4, 57.7% in Q3, 58.3% in Q2, and 57.5% in Q1.
Source: U.S. Census Bureau, Residential Vacancies and Homeownership: First Quarter 2026, Table 7.
The national homeownership rate was 65.3% in 2026 Q1. The national series was 65.7% in 2025 Q4, 65.3% in 2025 Q3, 65.0% in 2025 Q2, and 65.1% in 2025 Q1. For 2024, it was 65.7% in Q4, 65.6% in Q3, 65.6% in Q2, and 65.6% in Q1.
Source: U.S. Census Bureau, Residential Vacancies and Homeownership: First Quarter 2026, Table 7.
In 2026 Q1, the All Other Races rate was 9.5 percentage points below the national rate. The national benchmark itself changed only within the reported range of 65.0% to 65.7% from 2024 Q1 through 2026 Q1. The comparison is useful for context, but it does not replace the group-specific estimates.
These statistics are national, quarter-specific CPS/HVS estimates. They show how the reported homeownership rates differ at each measurement date; they do not, by themselves, explain why the differences exist or predict future rates. The Census report’s definitions, margins of error, and category construction should remain attached to any interpretation of the racial homeownership gap.